HDB Resale Prices in Toa Payoh (2026)

Toa Payoh is Singapore's first fully HDB-planned town, and its market is really two markets: 1960s and 1970s central blocks deep into lease decay, and new Caldecott-corridor launches priced for full leases and two MRT lines. The town median of $540,000 averages across that split, which makes it less useful here than in younger towns; the same week can produce a sub-$400K 3-room sale and a seven-figure print, and 94 blocks have now recorded a million-dollar resale.

What both halves share is location. Toa Payoh sits on the North-South Line at Toa Payoh and Braddell, minutes from the city, with the Caldecott interchange (Circle and Thomson-East Coast Lines) serving the new western edge, and the Mount Pleasant pipeline adding the first major supply in decades. The heritage fabric, the dragon playground, the original town centre, supports a nostalgia premium that newer towns cannot copy. Buyers should decide which Toa Payoh they are buying: short-lease central heritage at a discount, or new-launch lease at a premium. Browse every Toa Payoh block by lease and price, see the 4-room picture where the split is sharpest, and read how lease decay prices the older half.

HDB blocks in Toa Payoh have between 40 and 94 years remaining on their 99-year leases, with an average of 59 years. See how remaining lease affects CPF usage and HDB loan eligibility.

Over the past five years, HDB resale prices in Toa Payoh have increased by an average of 31.7%. 100% of blocks with sufficient transaction history show price appreciation. The strongest performing blocks are in the higher floors with longer remaining leases.