Cheapest HDB Flats in Toa Payoh (2026)
The most affordable HDB block in Toa Payoh is Block 55 at Lorong 5 Toa Payoh, with a median resale price of $212,500 as of May 2026. This block was built in 1967 and has 40 years of lease remaining.
10 Most Affordable HDB Blocks in Toa Payoh
| Rank | Block | Street | Median Price | 5-Yr Trend | Built | Lease Left |
|---|---|---|---|---|---|---|
| #1 | Block 55 | Lorong 5 Toa Payoh | $212,500 | +14.1% | 1967 | 40 years |
| #2 | Block 161 | Lorong 1 Toa Payoh | $237,500 | +24.3% | 1972 | 45 years |
| #3 | Block 54 | Lorong 5 Toa Payoh | $241,000 | +19.7% | 1967 | 40 years |
| #4 | Block 94 | Lorong 4 Toa Payoh | $242,000 | +42.0% | 1967 | 40 years |
| #5 | Block 52 | Lorong 6 Toa Payoh | $242,500 | +25.0% | 1983 | 56 years |
| #6 | Block 58 | Lorong 4 Toa Payoh | $245,000 | — | 1967 | 42 years |
| #7 | Block 160 | Lorong 1 Toa Payoh | $247,500 | — | 1972 | 46 years |
| #8 | Block 120 | Lorong 2 Toa Payoh | $247,500 | +22.6% | 1968 | 41 years |
| #9 | Block 2 | Upper Aljunied Lane | $249,000 | +28.5% | 1968 | 41 years |
| #10 | Block 3 | Upper Aljunied Lane | $253,000 | +32.8% | 1968 | 41 years |
Cheapest HDB Blocks in Toa Payoh by Flat Type
2 Room
| Rank | Block | Street | Median Price | 5-Yr Trend | Lease Left |
|---|---|---|---|---|---|
| #1 | Block 55 | Lorong 5 Toa Payoh | $212,500 | +14.1% | 40 years |
| #2 | Block 161 | Lorong 1 Toa Payoh | $237,500 | +24.3% | 45 years |
| #3 | Block 54 | Lorong 5 Toa Payoh | $241,000 | +19.7% | 40 years |
| #4 | Block 52 | Lorong 6 Toa Payoh | $242,500 | +25.0% | 56 years |
| #5 | Block 58 | Lorong 4 Toa Payoh | $245,000 | — | 42 years |
3 Room
| Rank | Block | Street | Median Price | 5-Yr Trend | Lease Left |
|---|---|---|---|---|---|
| #1 | Block 94 | Lorong 4 Toa Payoh | $242,000 | +42.0% | 40 years |
| #2 | Block 58 | Lorong 4 Toa Payoh | $245,000 | — | 42 years |
| #3 | Block 2 | Upper Aljunied Lane | $249,000 | +28.5% | 41 years |
| #4 | Block 3 | Upper Aljunied Lane | $253,000 | +32.8% | 41 years |
| #5 | Block 5 | Upper Aljunied Lane | $253,500 | — | 41 years |
4 Room
| Rank | Block | Street | Median Price | 5-Yr Trend | Lease Left |
|---|---|---|---|---|---|
| #1 | Block 95 | Lorong 4 Toa Payoh | $275,500 | +28.9% | 40 years |
| #2 | Block 73 | Lorong 4 Toa Payoh | $318,500 | +45.8% | 46 years |
| #3 | Block 66 | Lorong 4 Toa Payoh | $355,000 | +29.8% | 41 years |
| #4 | Block 214 | Lorong 8 Toa Payoh | $355,000 | +40.5% | 49 years |
| #5 | Block 228 | Lorong 8 Toa Payoh | $357,944 | +46.2% | 49 years |
5 Room
| Rank | Block | Street | Median Price | 5-Yr Trend | Lease Left |
|---|---|---|---|---|---|
| #1 | Block 8 | Lorong 7 Toa Payoh | $265,000 | +48.0% | 43 years |
| #2 | Block 3 | Lorong 7 Toa Payoh | $268,000 | +27.7% | 43 years |
| #3 | Block 195 | Kim Keat Avenue | $282,000 | +27.5% | 46 years |
| #4 | Block 38 | Lorong 5 Toa Payoh | $293,000 | +31.8% | 42 years |
| #5 | Block 174 | Lorong 1 Toa Payoh | $314,000 | +28.2% | 45 years |
Executive
| Rank | Block | Street | Median Price | 5-Yr Trend | Lease Left |
|---|---|---|---|---|---|
| #1 | Block 8 | Joo Seng Road | $675,000 | +28.1% | 68 years |
| #2 | Block 20 | Joo Seng Road | $706,000 | — | 63 years |
| #3 | Block 237 | Lorong 1 Toa Payoh | $750,000 | +20.6% | 60 years |
| #4 | Block 21 | Joo Seng Road | $810,000 | +34.8% | 62 years |
| #5 | Block 236 | Lorong 1 Toa Payoh | $844,000 | +32.2% | 60 years |
Why Block 55 Lorong 5 Toa Payoh Is the Most Affordable
Block 55 Lorong 5 Toa Payoh has the lowest median resale price in Toa Payoh at $212,500. It was built in 1967 and has 40 years of remaining lease, against a town-wide median of 57 years.
The 10 most affordable blocks in Toa Payoh average 43 years of lease remaining and a +26.1% five-year trend. Lower prices in Toa Payoh typically reflect shorter remaining leases, smaller flat types, or lower floor levels. Flats with under 60 years of remaining lease face restrictions on CPF usage and HDB loan eligibility, which compresses the buyer pool and tends to keep prices lower.
See all blocks in Toa Payoh →
Frequently Asked Questions
What is the cheapest HDB flat in Toa Payoh?
The most affordable HDB block in Toa Payoh is Block 55 Lorong 5 Toa Payoh with a median price of $212,500.
Can I use CPF for older HDB flats in Toa Payoh?
CPF can be used for HDB flats with at least 20 years of remaining lease at the point of purchase. The oldest blocks in Toa Payoh have 40 years left. Check individual block pages for details.
Why are some HDB flats in Toa Payoh so cheap?
Lower-priced HDB flats in Toa Payoh are typically older blocks with shorter remaining leases, smaller flat types (1-2 room), or located on lower floors. Lease decay accelerates as the remaining lease shortens.
How much is a budget HDB flat in Toa Payoh?
The 10 most affordable HDB blocks in Toa Payoh have median prices ranging from $212,500 to $253,000.
Is it worth buying a cheap HDB flat in Toa Payoh?
Affordable flats in Toa Payoh can offer value for buyers on a budget, but shorter leases mean faster depreciation. Use our lease decay projections on individual block pages to assess long-term value. This is not financial advice.
Are the cheapest HDB blocks in Toa Payoh appreciating in value?
The 10 most affordable blocks in Toa Payoh have shown an average five-year trend of +26.1%. Individual block performance varies significantly. Past performance does not guarantee future results.
Related Questions
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