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Block 109 Lorong 1 Toa Payoh

3 Room · Built 1970 · 42 years remaining lease · Updated May 2026 MOP Cleared

Block 109 Lorong 1 Toa Payoh has 21 recorded HDB resale transactions since 2017. Latest sale: $415,000 (May 2026, 3 room, floors 10–12). Median $5,076/sqm. Prices up 38.5% over the past five years. Built 1970, 42 years lease remaining.

How this block compares

  • 3 Room$412,000
    +6.2%vs town(+$24k)−7.4%vs national(−$33k)

Median of resales in the 12 months to Jul 2026, compared with town and Singapore medians on the same basis. Flat types with fewer than two sales in the window are omitted.

Latest Sale
$415,000
May 2026 · 3 ROOM · Floor 10-12
Median $/sqm
$5,076
Based on 21 transactions
Total Transactions
21
Since Jan 2017
5-Year Trend
▲ +38.5%
Median price change
Median Price ?
Top 75%
#223 / 296 Top 75%
Latest Sale ?
Top 70%
#206 / 296 Top 70%
Value ($/sqm) ?
Top 62%
#184 / 296 Top 62%
5-Year Growth ?
Top 23%
#51 / 220 Top 23%
Price Trend
Source: HDB Resale Flat Prices, data.gov.sg. Updated monthly.
What's Your Unit Worth?
HDB records transactions in 3-storey bands (e.g. 01 TO 03). Pick the band closest to your floor.
Estimated Market Value
--
How we estimate this →
Future Value Projection
Market Appreciation
+6.7%/yr
vs
Lease Decay
−1.04%/yr
Growth assumption
Based on this block’s +38.5% growth over 5 years
Estimated value in --
--
Market appreciation --
Lease decay --
Net effect --
Projection uses Bala's Table (SLA leasehold model) for lease decay and your selected growth rate for appreciation. Lease decay is non-linear and accelerates as remaining lease shortens. Past growth does not guarantee future performance. Not financial advice.
Lease Decay Projection
0 years 42 years remaining 99 years
42 years 9 months
Remaining lease
↓ 1.04%/yr
Annual lease decay (Bala's Table)
Based on Bala's Table (SLA leasehold relativity model). At 42 years remaining, decay is accelerating (~1.04%/yr). It accelerates significantly below 40 years. Lease decay is approaching the rate where it offsets market appreciation.
Rental & Yield

What this block rents for, and the gross rental yield (annual rent ÷ resale price). Figures are from rentals at this block where available.

Flat type Median rent /mo Gross yield Based on
3-Room $2,925 typically $2,600–$3,000 8.5% 6 rentals here
Gross yield is annual rent before maintenance, property tax, and vacancy, so net return is lower. Renting out a whole HDB flat requires meeting the 5-year Minimum Occupation Period and HDB approval. Rents are owner-declared to HDB and unverified.
Source: HDB Renting Out of Flats, data.gov.sg (Singapore Open Data Licence).
Primary schools nearby

This block is inside the 1 km Primary 1 priority zone for 2 popular schools. When a school is oversubscribed, MOE ballots by home–school distance, and homes within 1 km are drawn first.

Compare homes near all 50 popular schools
Distances are straight-line estimates from this block, indicative only. MOE measures from its own school reference point, so confirm the exact distance before relying on it.
Where this home sits, and its schools
2 schools in the 1 km top-priority zone
  • This home
  • School within 1 km
  • School 1–2 km
  • 1km ring, top priority
  • 2km ring, next tier

Straight-line distances, the basis MOE uses for Home–School Distance priority. Tap a school to open it. Map © OneMap, SLA.

Nearby comparable homes

Other HDB blocks closest to Block 109 Lorong 1 Toa Payoh in Toa Payoh, with their median resale price. Useful for comparing what a flat here costs against its immediate neighbours.

See all HDB blocks in Toa Payoh
Distances are straight-line estimates from this home, indicative only. Prices are medians of recorded resale transactions, not asking prices.
All Transactions
Date Floor Type Area Price $/sqm
May 2026 10 TO 12 3 ROOM 66 sqm $415,000 $6,288
Mar 2026 10 TO 12 3 ROOM 66 sqm $409,000 $6,197
Dec 2024 07 TO 09 3 ROOM 66 sqm $445,000 $6,742
Jun 2024 04 TO 06 3 ROOM 66 sqm $375,000 $5,682
Jul 2023 01 TO 03 3 ROOM 66 sqm $380,000 $5,758
May 2023 07 TO 09 3 ROOM 66 sqm $350,000 $5,303
Apr 2023 04 TO 06 3 ROOM 66 sqm $340,000 $5,152
Nov 2022 04 TO 06 3 ROOM 66 sqm $352,500 $5,341
Jun 2022 07 TO 09 3 ROOM 66 sqm $326,000 $4,939
May 2022 04 TO 06 3 ROOM 66 sqm $335,000 $5,076
Nov 2021 01 TO 03 3 ROOM 66 sqm $310,000 $4,697
Oct 2021 01 TO 03 3 ROOM 66 sqm $285,000 $4,318
Sep 2020 07 TO 09 3 ROOM 66 sqm $273,000 $4,136
Jun 2020 01 TO 03 3 ROOM 66 sqm $233,000 $3,530
Jan 2020 10 TO 12 3 ROOM 66 sqm $290,000 $4,394
Jul 2019 01 TO 03 3 ROOM 66 sqm $268,888 $4,074
Oct 2018 04 TO 06 3 ROOM 66 sqm $305,000 $4,621
Nov 2017 07 TO 09 3 ROOM 66 sqm $343,000 $5,197
Oct 2017 04 TO 06 3 ROOM 66 sqm $338,888 $5,135
May 2017 07 TO 09 3 ROOM 66 sqm $333,000 $5,045
Showing 20 of 21 transactions
Source: HDB Resale Flat Prices, data.gov.sg (Singapore Open Data Licence).

About Block 109 Lorong 1 Toa Payoh

Block 109 Lorong 1 Toa Payoh is an ageing-lease HDB block in Toa Payoh, built in 1970 with about 42 years left on its 99-year lease, so remaining lease is the dominant price factor here. Its median sits about 38% below the Toa Payoh median, cheaper than about 75% of the town's blocks. It has a regular flow of resale activity, with 21 transactions since 2017 across 3 room flats priced from $233,000 to $445,000. The most recent transaction was a 3 room flat on storeys 10 TO 12 at $415,000 in May 2026, and the median works out to $5,076/sqm. Floor level matters here: units on the higher 10 TO 12 band have sold around 44% above those on the 01 TO 03 band. Over five years, prices here are up about 38.5%. All transaction data is sourced from data.gov.sg and updated monthly.

Frequently Asked Questions

How much is an HDB flat at Block 109 Lorong 1 Toa Payoh worth?

The most recent resale transaction at Block 109 Lorong 1 Toa Payoh was $415,000 for a 3 room flat in 2026-05. The median price per square metre across all flat types is $5,076, based on 21 transactions since January 2017. Data sourced from data.gov.sg.

What is the remaining lease for Block 109 Lorong 1 Toa Payoh?

Block 109 Lorong 1 Toa Payoh was built in 1970 and has approximately 42 years and 9 months remaining on its 99-year lease. Under Bala's Table (the SLA leasehold valuation model), the annual lease decay rate is 1.04%, meaning the leasehold value decreases by approximately 1.04% per year at the current remaining lease.

What flat types are available at Block 109 Lorong 1 Toa Payoh?

Block 109 Lorong 1 Toa Payoh in Toa Payoh contains 3 room flats. Resale prices range from $233,000 to $445,000 based on historical transaction records from data.gov.sg.

Have HDB prices at Block 109 Lorong 1 Toa Payoh gone up or down?

Resale prices at Block 109 Lorong 1 Toa Payoh have increased by approximately 38.5% over the past five years. The current median price is $335,000, with the most recent sale at $415,000 in 2026-05.

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