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Block 532 Upper Cross Street

3 Room · Built 1980 · 54 years remaining lease · Updated Mar 2025 MOP Cleared

Block 532 Upper Cross Street has 15 recorded HDB resale transactions since 2017. Latest sale: $588,000 (Mar 2025, 3 room, floors 16–18). Median $7,574/sqm. Prices up 14.7% over the past five years. Built 1980, 54 years lease remaining.

Latest Sale
$588,000
Mar 2025 · 3 ROOM · Floor 16-18
Median $/sqm
$7,574
Based on 15 transactions
Total Transactions
15
Since Jan 2017
5-Year Trend
▲ +14.7%
Median price change
Median Price ?
Top 47%
#30 / 64 Top 47%
Latest Sale ?
Top 53%
#34 / 64 Top 53%
Value ($/sqm) ?
Top 36%
#23 / 64 Top 36%
5-Year Growth ?
Top 87%
#46 / 53 Top 87%
Price Trend
Source: HDB Resale Flat Prices, data.gov.sg. Updated monthly.
What's Your Unit Worth?
HDB records transactions in 3-storey bands (e.g. 01 TO 03). Pick the band closest to your floor.
Estimated Market Value
--
How we estimate this →
Future Value Projection
Market Appreciation
+2.8%/yr
vs
Lease Decay
−0.63%/yr
Growth assumption
Based on this block’s +14.7% growth over 5 years
Estimated value in --
--
Market appreciation --
Lease decay --
Net effect --
Projection uses Bala's Table (SLA leasehold model) for lease decay and your selected growth rate for appreciation. Lease decay is non-linear and accelerates as remaining lease shortens. Past growth does not guarantee future performance. Not financial advice.
Lease Decay Projection
0 years 54 years remaining 99 years
54 years 6 months
Remaining lease
↓ 0.63%/yr
Annual lease decay (Bala's Table)
Based on Bala's Table (SLA leasehold relativity model). At 54 years remaining, decay is gradual (~0.63%/yr). It accelerates significantly below 40 years. Market appreciation (historically 2-4%/yr) currently outpaces lease decay for this block.
Rental & Yield

What this block rents for, and the gross rental yield (annual rent ÷ resale price). Figures are from rentals at this block where available.

Flat type Median rent /mo Gross yield Based on
3-Room $3,300 typically $3,300–$3,400 6.7% 12 rentals here
Gross yield is annual rent before maintenance, property tax, and vacancy, so net return is lower. Renting out a whole HDB flat requires meeting the 5-year Minimum Occupation Period and HDB approval. Rents are owner-declared to HDB and unverified.
Source: HDB Renting Out of Flats, data.gov.sg (Singapore Open Data Licence).
Primary schools nearby

No popular school is within 1 km, but 2sit in the 1–2 km second-priority band.

Compare homes near all 50 popular schools
Distances are straight-line estimates from this block, indicative only. MOE measures from its own school reference point, so confirm the exact distance before relying on it.
Where this home sits, and its schools
0 schools in the 1 km top-priority zone
  • This home
  • School within 1 km
  • School 1–2 km
  • 1km ring, top priority
  • 2km ring, next tier

Straight-line distances, the basis MOE uses for Home–School Distance priority. Tap a school to open it. Map © OneMap, SLA.

Nearby comparable homes

Other HDB blocks closest to Block 532 Upper Cross Street in Central Area, with their median resale price. Useful for comparing what a flat here costs against its immediate neighbours.

See all HDB blocks in Central Area
Distances are straight-line estimates from this home, indicative only. Prices are medians of recorded resale transactions, not asking prices.
All Transactions
Date Floor Type Area Price $/sqm
Mar 2025 16 TO 18 3 ROOM 60 sqm $588,000 $9,800
Jun 2024 10 TO 12 3 ROOM 68 sqm $625,000 $9,191
Jan 2024 07 TO 09 3 ROOM 60 sqm $588,000 $9,800
Feb 2023 10 TO 12 3 ROOM 60 sqm $541,000 $9,017
Sep 2022 07 TO 09 3 ROOM 68 sqm $548,000 $8,059
Nov 2021 10 TO 12 3 ROOM 68 sqm $515,000 $7,574
Mar 2021 16 TO 18 3 ROOM 68 sqm $510,000 $7,500
Sep 2020 16 TO 18 3 ROOM 60 sqm $428,000 $7,133
Jul 2019 04 TO 06 3 ROOM 60 sqm $432,000 $7,200
Jul 2018 16 TO 18 3 ROOM 60 sqm $470,000 $7,833
May 2018 16 TO 18 3 ROOM 68 sqm $508,000 $7,471
Mar 2018 16 TO 18 3 ROOM 60 sqm $470,000 $7,833
Nov 2017 07 TO 09 3 ROOM 60 sqm $425,000 $7,083
Mar 2017 04 TO 06 3 ROOM 60 sqm $395,000 $6,583
Feb 2017 07 TO 09 3 ROOM 60 sqm $450,000 $7,500
Showing 15 of 15 transactions
Source: HDB Resale Flat Prices, data.gov.sg (Singapore Open Data Licence).

About Block 532 Upper Cross Street

Block 532 Upper Cross Street in Central Area dates to 1980 and now has roughly 54 years of lease remaining, which makes lease decay the central consideration for buyers. Its $508,000 median tracks close to the Central Area town median. It has a relatively light resale record, with 15 transactions since 2017 across 3 room flats priced from $395,000 to $625,000. The most recent transaction was a 3 room flat on storeys 16 TO 18 at $588,000 in Mar 2025, and the median works out to $7,574/sqm. Over five years, prices here are up about 14.7%. All transaction data is sourced from data.gov.sg and updated monthly.

Frequently Asked Questions

How much is an HDB flat at Block 532 Upper Cross Street worth?

The most recent resale transaction at Block 532 Upper Cross Street was $588,000 for a 3 room flat in 2025-03. The median price per square metre across all flat types is $7,574, based on 15 transactions since January 2017. Data sourced from data.gov.sg.

What is the remaining lease for Block 532 Upper Cross Street?

Block 532 Upper Cross Street was built in 1980 and has approximately 54 years and 6 months remaining on its 99-year lease. Under Bala's Table (the SLA leasehold valuation model), the annual lease decay rate is 0.63%, meaning the leasehold value decreases by approximately 0.63% per year at the current remaining lease.

What flat types are available at Block 532 Upper Cross Street?

Block 532 Upper Cross Street in Central Area contains 3 room flats. Resale prices range from $395,000 to $625,000 based on historical transaction records from data.gov.sg.

Have HDB prices at Block 532 Upper Cross Street gone up or down?

Resale prices at Block 532 Upper Cross Street have increased by approximately 14.7% over the past five years. The current median price is $508,000, with the most recent sale at $588,000 in 2025-03.

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