Cheapest HDB Flats in Central Area (2026)
The most affordable HDB block in Central Area is Block 9 at Jalan Kukoh, with a median resale price of $278,500 as of May 2026. This block was built in 1982 and has 55 years of lease remaining.
10 Most Affordable HDB Blocks in Central Area
| Rank | Block | Street | Median Price | 5-Yr Trend | Built | Lease Left |
|---|---|---|---|---|---|---|
| #1 | Block 9 | Jalan Kukoh | $278,500 | +26.5% | 1982 | 55 years |
| #2 | Block 8 | Jalan Kukoh | $292,500 | +17.6% | 1971 | 44 years |
| #3 | Block 10 | Jalan Kukoh | $300,000 | +40.1% | 1971 | 44 years |
| #4 | Block 10 | Selegie Road | $350,000 | — | 1974 | 48 years |
| #5 | Block 8 | Selegie Road | $362,500 | +38.8% | 1974 | 47 years |
| #6 | Block 664 | Buffalo Road | $372,500 | — | 1982 | 58 years |
| #7 | Block 9 | Selegie Road | $380,500 | +22.3% | 1974 | 46 years |
| #8 | Block 32 | New Market Road | $383,000 | +27.2% | 1983 | 55 years |
| #9 | Block 29 | Kelantan Road | $390,000 | +26.9% | 1977 | 51 years |
| #10 | Block 28 | Kelantan Road | $400,000 | +18.1% | 1977 | 50 years |
Cheapest HDB Blocks in Central Area by Flat Type
2 Room
| Rank | Block | Street | Median Price | 5-Yr Trend | Lease Left |
|---|---|---|---|---|---|
| #1 | Block 9 | Jalan Kukoh | $278,500 | +26.5% | 55 years |
| #2 | Block 8 | Jalan Kukoh | $292,500 | +17.6% | 44 years |
| #3 | Block 10 | Jalan Kukoh | $300,000 | +40.1% | 44 years |
| #4 | Block 8 | Selegie Road | $362,500 | +38.8% | 47 years |
| #5 | Block 9 | Selegie Road | $380,500 | +22.3% | 46 years |
3 Room
| Rank | Block | Street | Median Price | 5-Yr Trend | Lease Left |
|---|---|---|---|---|---|
| #1 | Block 9 | Jalan Kukoh | $278,500 | +26.5% | 55 years |
| #2 | Block 8 | Jalan Kukoh | $292,500 | +17.6% | 44 years |
| #3 | Block 10 | Jalan Kukoh | $300,000 | +40.1% | 44 years |
| #4 | Block 10 | Selegie Road | $350,000 | — | 48 years |
| #5 | Block 8 | Selegie Road | $362,500 | +38.8% | 47 years |
4 Room
| Rank | Block | Street | Median Price | 5-Yr Trend | Lease Left |
|---|---|---|---|---|---|
| #1 | Block 8 | Jalan Kukoh | $292,500 | +17.6% | 44 years |
| #2 | Block 10 | Jalan Kukoh | $300,000 | +40.1% | 44 years |
| #3 | Block 8 | Selegie Road | $362,500 | +38.8% | 47 years |
| #4 | Block 9 | Selegie Road | $380,500 | +22.3% | 46 years |
| #5 | Block 640 | Rowell Road | $411,000 | +40.4% | 57 years |
5 Room
| Rank | Block | Street | Median Price | 5-Yr Trend | Lease Left |
|---|---|---|---|---|---|
| #1 | Block 29 | Kelantan Road | $390,000 | +26.9% | 51 years |
| #2 | Block 34 | Upper Cross Street | $400,000 | +17.9% | 48 years |
| #3 | Block 271 | Queen Street | $480,888 | +6.1% | 52 years |
| #4 | Block 3 | Tanjong Pagar Plaza | $485,000 | +15.6% | 50 years |
| #5 | Block 4 | Tanjong Pagar Plaza | $485,000 | +9.5% | 50 years |
Why Block 9 Jalan Kukoh Is the Most Affordable
Block 9 Jalan Kukoh has the lowest median resale price in Central Area at $278,500. It was built in 1982 and has 55 years of remaining lease, against a town-wide median of 55 years.
The 10 most affordable blocks in Central Area average 50 years of lease remaining and a +27.2% five-year trend. Lower prices in Central Area typically reflect shorter remaining leases, smaller flat types, or lower floor levels. Flats with under 60 years of remaining lease face restrictions on CPF usage and HDB loan eligibility, which compresses the buyer pool and tends to keep prices lower.
See all blocks in Central Area →
Frequently Asked Questions
What is the cheapest HDB flat in Central Area?
The most affordable HDB block in Central Area is Block 9 Jalan Kukoh with a median price of $278,500.
Can I use CPF for older HDB flats in Central Area?
CPF can be used for HDB flats with at least 20 years of remaining lease at the point of purchase. The oldest blocks in Central Area have 44 years left. Check individual block pages for details.
Why are some HDB flats in Central Area so cheap?
Lower-priced HDB flats in Central Area are typically older blocks with shorter remaining leases, smaller flat types (1-2 room), or located on lower floors. Lease decay accelerates as the remaining lease shortens.
How much is a budget HDB flat in Central Area?
The 10 most affordable HDB blocks in Central Area have median prices ranging from $278,500 to $400,000.
Is it worth buying a cheap HDB flat in Central Area?
Affordable flats in Central Area can offer value for buyers on a budget, but shorter leases mean faster depreciation. Use our lease decay projections on individual block pages to assess long-term value. This is not financial advice.
Are the cheapest HDB blocks in Central Area appreciating in value?
The 10 most affordable blocks in Central Area have shown an average five-year trend of +27.2%. Individual block performance varies significantly. Past performance does not guarantee future results.
Related Questions
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